1. Introduction

Welcome to Later Life Lending Experts (https://ukequityreleaseadvisers.co.uk). By accessing our website and using our services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should not use our website.

2. Services

Later Life Lending Experts provides a platform that connects individuals over the age of 55 looking for equity release advice with professional equity release advisers. Our services include providing information about advisers, facilitating contact between clients and advisers, and other related services as detailed on our website.

3. Eligibility

By using our services, you affirm that you are over the age of 55 or a professional adviser in the field of equity release and that you are legally capable of entering into binding contracts.

4. User Responsibilities

Account Security: If you create an account on our website, you are responsible for maintaining the security of your account and you are fully responsible for all activities that occur under the account.

Accurate Information: You agree to provide truthful and accurate information and to keep this information updated.

Compliance with Laws: You agree to use our services in compliance with all applicable laws and regulations.

5. Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of Later Life Lending Experts or our content suppliers and is protected by international copyright and trademark laws. You are granted a limited licence to access and use this content for personal, non-commercial purposes as intended through the normal functionality of our services.

6. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms and Conditions.

7. Disclaimer of Warranties

Our services are provided “as is” and “as available” without any warranty or representations of any kind, whether express or implied. Later Life Lending Experts does not warrant that the service will be uninterrupted or error-free.

8. Limitation of Liability

In no event shall Later Life Lending Experts, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the services; (ii) any conduct or content of any third party on the services; (iii) any content obtained from the services; and (iv) unauthorised access, use or alteration of your transmissions or content.

9. Indemnification

You agree to defend, indemnify and hold harmless Later Life Lending Experts and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees), resulting from or arising out of a) your use and access of the service, by you or any person using your account and password; b) a breach of these Terms, or c) Content posted on the service.

10. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. What constitutes a material change will be determined at our sole discretion.

11. Contact Us

If you have any questions about these Terms, please contact us at:

[email protected]